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Copyright © 2006 by Bob Schwartz San Diego real estate broker Certified Residential Specialist
Promotions Unlimited All rights reserved. You may reproduce materials available at this site for your own personal use and for non-commercial distribution. All copies must include this copyright statement. | | Purchasing Your Dream HomeBy Bob Schwartz, CRS, GRI, San Diego real estate broker
Despite that it’s not easy for everyone to buy a home, it is in fact more simple with most lending agencies and banks being more generous than ever with supplying home loans and mortgages. Even if you don’t have a lot of capital or a lot of money to put down, you can still get the home of your dreams at a very affordable price.
Many of us believe that purchasing a home is a tough process, requiring a large down payment, although this isn’t always the case. Buying a home greatly depends on your budget. If you put a down payment on your home purchase, it will go towards your overall purchase. The more money you put down on a home when you purchase, the lower your monthly payments will be.
Those of us who don’t own a home live in rental houses and apartments. This can be a sensible solution, although you're still paying money towards your housing that you could instead be putting towards a home of your own. Owning a home is a dream for many people, particularly when it comes to that certain dream home that we all hope to own one day. Apartments and homes are fine to rent - although most rent payments these days will cost you just as much as a mortgage payment, which really doesn’t make any sense at all.
Instead, you can easily change your rental payments into monthly installments towards your own home. All across the United States, you can find plenty of banks and lenders that offer easy to get loans for buying your own home or real estate property at low interest rates. With a low interest rate, you can get the home of your dreams and enjoy low monthly payments.
Keep in mind, you need to choose a loan plan that’s right for you. You can go through a bank, through a lender, or use an online service to help you in your selection. There are many different placed to find counsel, although real estate agents seem to be the most common nowadays. Respectable real estate agents will be more than willing to help you get a great deal on the home, with prices that are affordable for you. Whenever you buy a house, you should always plan ahead of time, get yourself a real estate agent, and then pursue your dream home.
If you plan your budget and take things one step at a time, you’ll be nearer than you think to the home of your dreams. If you choose to keep renting and pay money toward something you won’t own, the home of your dreams will only move father away. Act now and stop renting! Pick out the home of your dreams and put your money towards owning it instead.
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